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The average rate on a 30-year fixed-rate mortgage is now 513 down from 522 last week. The drop maintains volatility that has lasted for months as the housing market continues to adjust to slowing demand.
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One way around this is to seek a stated income mortgage through a private lender rather than a more conventional mortgage backed by an entity like the FHA Fannie Mae or Freddie Mac.
. Mortgage rates retreated this week according to Freddie Macs benchmark survey. Stated income loans are much harder to find than they were during the housing bubble of the early 2000s but some specialty lenders still offer them.
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